Investor Presentaiton

23 Robust Funding Management and Credit Profile NCDs, 14% NHB, 28% Diversified and Balanced Funding Mix Others, 6% Avg. tenureof borrowings(months) " Others represents Securitisation Banks, 52% Q1 FY 23 FY22 FY21 85.5 84.7 83.3 • Credit Rating (ICRA)- Upgraded to AA-from A+ • Credit Rating (CARE) - Upgraded to AA-from A+ No Exposure to Short term loan incl CPs NHB Q1 FY 23 Investor Presentation Public Sector Private Sector 20+ Lender Relationships International Finance Corporation HDFC Bank Axis Bank Federal Bank ICICI Bank SBI Indian Bank Bank of Baroda Bank of India APTUS

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