Building the Replacement Infrastructure for the World's Money

So how will we utilise this interest income? 20% 80% ~1ppt Flows to EBITDA resulting in higher margins Provide Wise Account incentives: • Reward customers on their balances: live in EU, and US. Will extend to other countries but will take time • Provide account incentives: cashback on cards, discretionary fee refunds, (where we cannot pay interest) • We won't use to drop cross prices or fund general opex (avoid creating dependency) The first ~1ppt yield covers account feature costs and helps us avoid/reduce any account fees (e.g., subscription, domestic payout fees) 51 557

View entire presentation