Investor Presentaiton

Chola Enter a better life Net Income Margin (%) Home Loans - Asset Ratios Expenses Ratio (%) 9.2% 3.9% 8.4% 8.4% 8.2% 7.7% 7.9% 8.0% 8.0% 2.7% 2.1% 4.0% 3.4% murugappa 4.1% 4.0% 2.7% Q1 FY23 Q1 FY24 Q2 Q2 FY23 FY24 Q3 FY23 FY24 Q3 YTD YTD Dec22 Dec23 Q1 FY23 FY24 Q1 Q2 FY23 Q2 FY24 Q3 Q3 FY23 FY24 YTD YTD Dec22 Dec23 Loan Losses & Provisions (%) 0.9% -ROA - PBT (%) 5.9% 4.7% 0.6% 3.9% 0.5% 0.4% 0.4% 0.4% 0.2% 3.7% 3.7% 4.8% 4.7% 4.2% -0.1% Q1 Q1 Q2 Q2 FY23 FY24 FY23 FY24 Q3 Q3 FY23 FY24 YTD YTD Dec22 Dec23 Q1 FY23 FY24 Q1 Q2 Q2 Q3 Q3 FY23 FY24 FY23 FY24 YTD YTD Dec22 Dec23 62

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