Performance and Capital Position Overview
Asset Quality - NPEs analysis
Cyprus Operations
31 March 2016
Gross
Indexed capped Cumulative Provision
Exposure MV of collateral Provisions coverage
Total
Coverage
(capped MV)
Total
Coverage
(capped MV)
31.03.16
31.12.15
5.095
3.717
2.724
53%
121%
121%
Recoveries
NPES with forbearance measures, no impairments, no
2.181
2.622
77
4%
93%
95%
arrears
NPES with forbearance measures, no impairments,
< 90dpd
Not specifically provided
643
732
17
3%
89%
89%
2.089
2.117
367
18%
93%
94%
No arrears
177
231
6
3%
76%
77%
1-90 dpd
56
68
2
3%
80%
81%
Over 90 dpd
1.856
1.819
360
19%
95%
96%
2.632
2.034
1.119
43%
113%
116%
Specifically provided
786
599
279
36%
106%
115%
No arrears
1-90 dpd
55
62
13
24%
115%
120%
Over 90 dpd
1.791
1.373
826
46%
117%
116%
Total NPES
12.640
11.223
4.304
34%
108%
110%
47View entire presentation