Investor Presentaiton slide image

Investor Presentaiton

Key Financial Ratios & Share Information Description 2018 2017 2016 2015 2014 2013 2012 Key Financial Ratios Return on equity (ROE) 11.6% 20.6% 24.9% 25.7% 23.9% 22.3% 23.8% Return on assets (ROA) 0.8% 1.4% 1.8% 2.0% 2.1% 2.0% 2.1% Profit before tax ratio 30.7% 50.8% 57.1% 54.2% 52.0% 49.6% 48.2% Return on capital employed (ROCE) 11.3% 20.6% 24.9% 25.7% 23.9% 21.0% 20.9% Advances to deposits ratio (ADR) - gross 53.2% 49.8% 45.6% 45.2% 51.3% 50.7% 56.2% Cost to revenue ratio 47.8% 45.0% 39.6% 39.7% 45.2% 46.5% 42.6% Growth in gross income 3.5% -2.6% 3.6% 21.1% 14.7% 0.6% 6.8% Total assets to shareholders' funds 12.5 12.8 10.5 9.9 8.9 10.0 9.7 Intermediation cost ratio 3.3% 3.0% 3.0% 3.3% 3.4% 3.5% 3.7% NPL ratio 8.8% 7.8% 8.0% 9.4% 11.2% 12.1% 14.0% Net infection ratio 1.1% 1.5% 0.8% 1.1% 1.9% 1.7% 3.5% Capital adequacy ratio (CAR) 17.7% 15.4% 15.1% 14.6% 13.9% 13.3% 15.0% Share Information - Rs Cash dividend per share 11.00 13.00 13.00 13.00 11.50 10.00 8.50 Dividend yield (based on cash dividend) 5.9% 5.4% 8.4% 7.4% 8.7% 12.0% 16.2% Dividend payout ratio (total payout) 88.4% 63.2% 57.4% 61.9% 64.2% 65.8% 58.2% Earning per share (EPS) 12.44 20.57 22.65 21.02 17.91 15.21 14.61 Price earnings ratio (PE) 9.86 9.14 10.55 7.37 9.86 8.72 5.72 Market value per share - at the end of the year 122.64 187.97 238.90 154.95 176.71 132.55 83.67 Market value per share - highest during the year 219.70 283.00 243.72 186.75 198.39 154.21 91.99 UBL Performance Overview - 9M 2019 33
View entire presentation