DIGITAL FINANCIAL INCLUSION IN INDONESIA

B❘ ELECTRONIC MONEY Characteristic Payment Media Store in specific media Prepaid Not Savings keeping ELECTRONIC Transaction MONEY Small amount Frequent transaction Massive Fast Type MEDIA RECORDED ➤ Chip Based (Off-line) Ex: e-Toll, Flazz, JakCard, e-Money ➤ Server Based (On-line) Ex: e-Cash, T-Bank, Rekening Ponsel ➤ Registered (plus transfer & cash out, max Rp 5 million) Ex: e-Cash, T-Bank, Rekening Ponsel ➤ Unregistered (only payment, max Rp 1 mil) Ex: e-Toll, Flazz, JakCard, e-Money 33

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