Q3 FY22 Financial Highlights
Vehicle Finance: Granular Portfolio Across Vehicle Categories
Overview of Vehicle Finance Division
35+ Years of Vintage
Across Credit Cycles
Market Leader
in Most Products
Amongst Top 3
Diversified Vehicle Loan Book across Vehicle Categories (%)
Utility Vehicle
9%
Two Wheelers
8%
Focus on Business
Owner Segment
Car
14%
Nimbleness of an NBFC
With Dedicated Network
Nationwide Presence
Diversified Across States
Strong Collateral Coverage
Throughout the Loan Cycle
Vehicle Finance Loan Book (*Crore)
61,003
61,313
60,608
59,645
59,302
Q3 FY21
Q4 FY21
Q1 FY22
Q2 FY22
Q3 FY22
6
Tractor
13%
CV
37%
Construction Equipment
14%
Small CV
5%
Disbursements (*Crore)
8,583
7,913
4,875
8,594
8,832
Q3 FY21
Q4 FY21
Q1 FY22
Q2 FY22
Q3 FY22
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