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Visa Investor Day

Our business is built around great partners of all sizes Financial Institutions - US Financial Institutions - Non-US • · • Leading share at 7 of top 10 US issuers Long-term contracts with >600 US Financial Institutions Leading share with Credit Union and Community Bank associations ~12,000 Visa clients in the US ~3,000 non-US Visa clients Leading share at 17 of top 25 non-US issuers in Visa Inc. geographies ~60% of non-US cards-in-force were issued by smaller issuers VISA usbank PSCU cscu ICBA Bank of America ANZ BANCARDⓇ BANCO DO BRASIL RBC SMFG SUMITOMO MITSUI FINANCIAL GROUP Sources: Top issuers from Nilson 1003, 1001, 1000, 999, 991 (2012), excluding Europe and China; share from Visa Quarterly Operating Certificates FY12, as reported by client financial institutions, and Visa Inc. Estimates; smaller issuers identified as those Fls outside of Visa Inc.'s top 25 non-US issuers 7 | Visa Investor Day
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