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Investor Presentaiton

INSTITUTIONAL CONTINUING OPERATIONS EXCLUDING LARGE / NOTABLE ITEMS INCOME¹ $m 1. 2. 3,057 13 2,790 29 829 2,507 18 2,448 14 786 FINANCIAL PERFORMANCE RISK ADJUSTED MARGINS² Net Interest Income as a % of average Credit Risk Weighted Assets % 2.07 1.97 1.90 2.03 828 857 498 1H20 2H20 1H21 2H21 580 209 460 NET LOANS & ADVANCES¹ 460 231 $b 189 187 199 1,508 158 158 147 1,164 129 1,012 930 111 105 114 1 21 1 13 1 13 49 16 32 28 27 1H20 2H20 1H21 2H21 Mar 20 Sep 20 Mar 21 Sep 21 Markets Trade PCM Corporate Finance Other Markets Trade PCM Corporate Finance Trade: Trade & Supply Chain; PCM: Payments & Cash Management Excluding Markets business unit ANZ 27
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