Initiatives to Improve Corporate Value
Maturity Ladder of Loan and Deposit (Domestic Operation)
Loans and bills discounted
Deposits
Total of
Two Banks
(RB, SR)
[End of March 2022]
[End of March 2022]
Within 6M 6 to 12M
1 to 3Y
Over 3Y
Total
Within 6M
6 to 12M
1 to 3Y
Over 3Y
Total
Fixed rate
(1)
0.8%
0.9%
6.3%
14.6%
22.8%
Liquid deposits
(1)
42.8%
2.0%
8.0%
28.0%
80.9%
Prime rate-based (2)
42.7%
0.0%
42.7%
Time deposits
(2)
9.0%
5.6%
3.7%
0.6%
19.0%
Market rate-based (3)
32.8%
1.4%
34.3%
Total
(3)
51.8%
7.6%
11.8%
28.6%
100.0%
Total
(4)
76.5%
2.4%
6.3%
14.6%
100.0%
Loans maturing
79.0%
within 1 year
[End of March 2023]
[End of March 2023]
Within 6M
6 to 12M
1 to 3Y
Over 3Y
Total
Within 6M
6 to 12M
1 to 3Y
Over 3Y
Total
Fixed rate
(5)
0.9%
0.8%
6.5%
13.9%
22.3%
Liquid deposits
(4)
32.7%
2.6%
10.4%
36.1%
82.0%
Prime rate-based (6)
41.4%
0.0%
41.4%
Time deposits
(5)
8.6%
5.2%
3.3%
0.7%
17.9%
Market rate-based (7)
34.0%
2.1%
36.1%
Total
(6)
41.3%
7.8%
13.7%
36.9%
100.0%
Total
(8)
76.4%
3.0%
6.5%
13.9%
100.0%
Loans maturing
79.4%
within 1 year
[Change in FY2022]
[Change in FY2022]
Within 6M 6 to 12M
1 to 3Y
Over 3Y
Total
Within 6M
6 to 12M
1 to 3Y
Over 3Y
Total
Fixed rate
(9)
+0.0%
(0.0)%
+0.2%
(0.6)%
(0.4)%
Liquid deposits
(7)
(10.0)%
+0.5%
+2.3%
+8.1%
+1.0%
Prime rate-based
(10)
(1.3)%
(0.0)%
(1.3)%
Time deposits
(8)
(0.4)%
(0.3)%
(0.4)%
+0.1%
(1.0)%
Market rate-based (11)
+1.1%
+0.6%
+1.7%
Total
(9)
(10.4)%
+0.2%
+1.9%
+8.3%
Total
(12)
(0.0)%
+0.5%
+0.2%
(0.6)%
Loans maturing
+0.4%
within 1 year
Resona Holdings, Inc.
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