3Q 2023 Investor Presentation

Data & Information $764m TTM Revenue 10% ARR1 Growth 7,700+ 2 Value proposition We provide data and solutions to be used across the enterprise for master data needs and to help customers make decisions across Origination & Underwriting, Portfolio Monitoring & Management, Risk & Capital Management, and Finance & Reporting activities. Sustainable competitive advantage Expertise Technology & Innovation » Extensive database on private and public entities, featuring beneficial ownership structures, detailed financial statements and a wide array of risk scores » Proprietary and historically indexed credit ratings and default data » Premium news and real-time analytics » Natural Language Processing (NLP) engine to standardize and enrich content with valuable metadata » Integrated data access, management and cloud delivery » APIs provide flexible and scalable integration into customer workflows and other Moody's solutions Customers² Integration >> Enables customers to utilize consistent information across their organization to drive efficiencies and expedite decision making » Integrated platform combines data, analytics and technology to enable decision workflows Key growth drivers Our verified, trusted and curated data is key in our new GenAl world. Customers across all segments need “golden source" reference data to use across many use cases, which allows us to land new customers and expand across use cases over time. Note: GenAI = Generative Artificial Intelligence. Financial data as of September 30, 2023. ARR growth as of September 30, 2023. Refer to the Appendix for the definition of and further information on ARR. Customers with multiple subsidiaries are aggregated. 1. 2. Moody's | Decode Risk. Unlock Opportunity. 3Q 2023 Investor Presentation 16

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