Financial Analysis and Currency Deposits
Deposits at €18.5 bn up 4% qoq; significant liquidity surplus of €6.7 bn
Cyprus deposits by passport origin²
€ bn
18.45
17.53
17.66
16.53
Deposits
1)
3)
723
Dec 20
Dec 21
Mar 22
Jun 22
•
37% market share in deposits as at 30 Jun 2022
Significant surplus liquidity of €6.7 bn
5%
18.45
IBU1
3.67
Corporate
6% 5%
2.42
14%
Retail
11.45
SME
0.91
Jun 22
Liquidity ratio
Minimum
required
30 June 2022
Surplus
LCR (Group)
100%
299%
€6,700 mn
3
L/D ratio
NSFR
100%
160%
€7,423 mn
L/D ratio³
56%
Servicing exclusively international activity companies registered in Cyprus and abroad and non residents
Origin is defined as the country of passport of the Ultimate Beneficial Owner
Net loans to deposits ratio
70%
Cyprus
Other EU
Other countries
Other European countries, excl. Russia
Russia/Belarus/Ukraine
Cypriot banks have lower L/D ratio compared to Euro area
103%
97%
92%
88%
80%
79%
79%
75%
63%
58%
56%
40%
Peer 1
Peer 2 Peer 3 Peer 4 Peer 5 Peer 6 Peer 7 Peer 8 Peer 9 Peer 10 BOCH Peer 11
18View entire presentation