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Investor Presentaiton

TAN fogether we can External Rating (Std FB) Portfolio & Adv. on Benchmark Rates Portfolio > Rs. 100 Crore June'23 Amt in Crore G20 2023 INDIA Advances Mix of Benchmark rate pnb Sep'22 Sept❜23 SI Rating Grade 0.07% 0.03% 2.00% 1 AAA 2 AA 3 A Amt. 134250 71007 46077 % Share Amt. % Share 47.29% 152365 45.60% Amt. % Share 3.91% 3.18% 2.80% 4.98% 3.99% 3.89% 144871 44.42% 7.21% 7.61% 9.85% 25.01% 16.23% 89648 26.83% 84386 25.87% 9.07% 10.01% 8.14% 54633 16.35% 59047 18.10% 4 BBB 16087 5.67% 16324 4.89% 18892 12.43% 11.27% 10.96% 5.79% BBB & Above 267421 5 BB 5570 1.96% 94.19% 312970 93.68% 5175 307196 94.18% 1.55% 3955 1.21% 23.71% 27.20% 27.67% 6 B 2176 0.77% 2071 0.62% 1738 0.53% 7 C 200 0.07% 1077 0.32% 945 0.29% 8 D 1397 0.49% 494 0.15% 429 0.13% BB & Below 9341 3.29% 8816 2.64% 7067 2.17% 38.22% 37.12% 36.68% 9 Unrated 7148 2.52% 12314 3.68% 11910 3.65% Sub-Total 283911 100% 334101 100% 326173 100% Guarantee/Direct 22.63% 20.45% 18.83% Sept'22 June'23 Claim on 83021 Central/State Govt (of Total Portfolio) 85871 (of Total Portfolio) 75681 (of Total Portfolio) Sept'23 Total Portfolio 366932 MCLR TBLLR 419972 401854 Base Rate RLLR ■Fixed BPLR PNB RLLR ELITE ■FC & Others Highlights Business Financial Asset Share/ Quality Capital Digitalization HR/Network/GB/RRB ESG/ Award Page 13
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