Muthoot Finance Funding and Subsidiary Overview

Ⓡ Muthoot Finance PRODUCTIVITY Widening presence with increasing gold loan business per branch Average Gold Loan Per Branch * 135 115 95 89.28 74.97 75 66.70 63.69 63.20 55.01 56.93 50.63 55 35 15 (in millions) 124.61 118.39 117.42 112.1 112.10 Mar-13 Mar-14 Mar-15 Mar-16 Mar-17 Mar-18 Mar-19 Mar-20 Mar-21 Jun-21 Sep-21 Dec-21 Mar-22 *Principal amount of Gold Loan Assets 28

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