HLB FY2022 Financial Highlights

Hong Leong Bank Closing Remarks Strong business performance for the financial year, backed by robust loan/financing growth and solid asset quality ■ Robust top-line performance supported by sustained loan/financing growth and effective management of funding cost. As we focus on various strategic cost management initiatives and digitisation efforts, expenses were tightly controlled and optimised across the quarters with a commendable CIR. ■ Solid asset quality with a stable GIL ratio. ■ Healthy liquidity and capital positions; allowing us to continuously help customers in need and support future business growth. ■ Strong profit contribution from BOCD; remained vigilant to the ongoing headwinds in China. ■ We have achieved a commendable set of results for the financial year amid a challenging backdrop of heightened inflationary pressure and geopolitical uncertainty. HLB FY2022 ended 30 June 2022 21

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