Q2 FY24 Key Highlights - OSBI Card

Portfolio Growth Spend per Avg Card (* '000) 25 OSBI Card MAKING LIFE SIMPLE Receivable per Card (*) 25,445 24,318 171 179 176 173 180 140 142 136 137 140 T Q2 FY23 Q3 FY23 Q4 FY23 Ret+Corp Ret Q1 FY24 Q2 FY24 30 day Retail spend active rate % 24,293 24,949 25,220 Q2 FY23 Q3 FY23 Q4 FY23 Q1 FY24 Q2 FY24 Receivables(Cr)/Mix % 37,730 38,626 40,722 43,271 45,078 Interest Earning Receivables 50% 51% 50% 50% 50% 59% 62% 62% 35% 37% 37% 38% 38% 24% 24% 24% 24% 24% 41% 39% 39% 38% 38% Q2 FY23 Q3 FY23 Q4 FY23 Q1 FY24 Q2 FY24 Q2 FY23 Q3 FY23 Q4 FY23 Q1 FY24 Q2 FY24 Transactor Revolver EMI Continued momentum on spends and receivables growth

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