Investor Presentaiton

Movement Non-performing Assets IndoStar Capital Finance (%) IndoStar Housing Finance (%) Gross Stage 3 Net Stage 3 Gross Stage 3 Net Stage 3 INDOSTAR 9.4% 8.3% 9.1% 8.1% 7.9% GALAI 4.1% 3.4% 4.1% 3.8% 3.7% 1.9% 1.2% 1.4% 1.1% 1.7% 1.2% 1.3% 0.9% 1.2% 0.9% 1111 Q1 FY23 Q2 FY23 Q3 FY23 Q4FY23 Q1 FY24 Q1 FY23 Q2 FY23 Q3 FY23 Q4FY23 Q1 FY24 The NPA ratios are reducing over the quarters and expected to reduce further in the coming quarters 18

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