Initiatives to Improve Corporate Value
Further Evolution of KMFG
The degree of KMFG's profit contribution has grown steadily ⇒ Aim for further growth
FY'19
Act.
FY'20
Act.
Apr. '21
Making a wholly
owned subsidiary
FY'21
Act.
FY'22
Act.
FY'25
Target
Net income
JPY3.9 bn
JPY11.2 bn
JPY17.0 bn
JPY 22.2 bn
JPY 26.0 bn
Fee income ratio
19.7%
21.9%
24.5%
23.3%
OHR
79.5%
76.6%
72.0%
75.4%
Progress in
income and cost
structure
reforms
Group Synergies (compared with FY'18 level)
(JPY bn)
+12.4%
23.4
20.8
15.0
8.1
8.3
Trust & real estate
related 3.6
Gross 5.8
profit
Other differentiated
products 4.7
Expenses
9.2
12.6
15.0
FY'20
FY'21
FY'22
Act.
Act.
Act.
Shared use of
systems
Channel
3.6
optimization 0.7
Optimal allocation
of human
resources 10.6
Strengthening the consolidated management of
Group companies (Actual results of the previous MMP)
Develop Resona Group's products and services
• Number of Group App setup +4.4 times, higher than Mar. '20
Number of debit card issued +2.6 times, higher than Mar. '20
• Number of individual customers having investment trust and fund wrap
217 thousands, or +13.7%, higher than Mar. '20
Balance of fund wrap (including corporation)
JPY114.2 bn, or +4.1 times, higher than Mar. '20
Cost control through organizational base reform
Unification of group clerical work and reform of branches infrastructure
Volume of clerical work handled by branches: 55% reduction
(compared with FY'19 level)
Introduction a group tablet started (KMB)
BinB location (total) 110 locations (+105, from Mar. 31 '20)
Optimal allocation of human resources
Total number of the employees (25) % (from Mar. 31 '20)
Resona Holdings, Inc.
67View entire presentation