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Investor Presentaiton

Group Financial Results for quarter ended 31 March 2021 Suspension of foreclosures for primary residences extended until 31 July 2021 Foreclosures commenced 1Q2020 2Q2020 3Q2020 4Q2020 1Q2021 Cumulative 2016-20181 FY2019 FY2020 1Q2021 1,437 1,829 1,5532 274 5932 Auctions held 470 807 6322 83 1642 2,211 properties were resolved since 2016 Sold at auction 353 868 Repossessed 2 3 • 990 Consensual deals 2,211 1) 723 2) 3) 4) Excluding Helix 1 Properties that have been auctioned unsuccessfully at least once Includes DFAs, restructurings and settlements With revenue of up to €2 mn per annum and less than 10 employees Bank of Cyprus Holdings 227 733 274 468 83 Following outbreak of the pandemic, foreclosures for primary residences <€350k and "very small business premises”4 suspended until the end of Mar 2021, via a legislation enacted on 29 December 2020 by the Cyprus Parliament In early May, further legislation was enacted extending the suspension of foreclosures until 31 July 2021 for primary residences with <€500k, very small business premises4 and agricultural fields with value up to €250k 42
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