Investor Presentaiton

CET1 ratio and T1 ratio, % 49 10.7 2019 13.4 CET1 ratio, % 8.5 2020 Requirement 14.3 ■Bank of Aland 7.6 14.3 12.2 13.4 T1 ratio, % 10.0 14.3 EUR 30 M AT1 added pro forma 2021 9.3 16.1 2021 pro forma 2019 2020 2021 pro forma Requirement I Bank of Aland ÀLANDSBANKEN

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