Investor Presentaiton

16 Morgan's Queensland Investor Conference Suncorp's shareholder promise Simplified, de-risked financial services group One Company SUNCORP Many Brands GROUP Yield » Dividend payout ratio of 60% to 80% and return of surplus capital » Organic strategy, focused exclusively in Australia and New Zealand + » De-risked and simplified business model Growth » Efficiency-led profit growth » 'Above system' growth in key markets » Multi-brand, multi-channel approach leveraging the Group's 9 million customers Suncorp Group Limited October 2015

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