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Investor Presentaiton

2022 guidance update 29 29 Hist Loan Growth NIM expansion NIM of Bank expansion Expense Growth Efficiency Cost of Risk Tax Rate Net Income ROE ROA 2022 5%- 7% 25-35 bps 50-70 bps 7.0% -7.6% 38.9% 39.7% 1.4% -1.7% 25% -26% 40.5 42.0 bn 17.5% 18.5% 2.0% -2.2% Macro Estimates for 2022 GDP Inflation Rate Banxico's Reference Rate (Avg.) * Estimates of growth comparable with IFRS numbers ~1.5 6.0% -7.6% 7.21% Div DB Rev Dep NIM TI LD Loan BAP Guid ESG Eco NI ROE ICAP Mkt App C/I GRUPO FINANCIERO BANORTE
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