Investor Presentation - FY 2023

Investor Presentation - FY 2023 Danske Bank Better Bank strategy is now finalised - we have mostly achieved what we set out to do Financial targets Achievements in focus areas Select performance indicators 8.5-9% ROE 13% C/I mid 50s 48% FY2023 Society Compliance under control - Robust control environment at all levels of the bank Other 16% CET1 19% 8bps impairments charges 1bp Dividends of 40- 60% 59% - Solution for debt collection case in progress Customer satisfaction PC BC LC&I ~4 ~3 ~2 Finalised financial crime plan Resolution of Estonia matter with US and Danish authorities Employee engagement¹ Group-wide cost programme 10% FTE reduction since 0419 Ongoing product simplification with 500+ products removed Agile Transformation Agile front-runner on par with leading financial institutions Increased employee satisfaction despite cost base reductions 71 75 Benchmark Nordic peers Q2 21 04 23 Society 1. Ennova; 2.2023 ranking among Nordic banks in the Bloomberg Global Green Bonds (Corporate & Government League Table); 3. 2022 ranking in the Nordics in Sustainability Advisor survey from Prospera (Corporate & institutional clients]; 4. 2023 ranking on Prospera Nordic External Asset Management question: "Has high competence within sustainable investments?" DKK 365bn in sustainable financing and Paris Agreement aligned targets for our lending portfolio DKK 55bn invested in the green transition by Danica Pension 35

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