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Investor Presentaiton

Back to Table of Contents TLAC3: Resolution entity - creditor ranking at legal entity level (in $ millions) Q2 2023 Revised Basel III 1 Description of creditor ranking 1 2 (most junior) 3 Creditor ranking 6 Sum of 1 to 6 4 5 (most senior) Common shares Book value Preferred shares Stated value Additional Tier 1 and Limited Recourse Capital Notes Subordinated Debt Par value Bail-in Debt (¹) Par value Other Liabilities Total (2) Stated value 19,160 300 7,775 8,586 2 Total capital and liabilities net of credit risk mitigation 3 Subset of row 2 that are excluded liabilities 76,513 372 112,334 372 4 Total capital and liabilities less excluded liabilities (row 2 minus row 3) 19,160 300 7,775 8,586 76,141 111,962 5 Subset of row 4 that are potentially eligible as TLAC 19,160 300 7,775 8,586 56,613 92,434 6 Subset of row 5 with 1 year ≤ residual maturity < 2 years 17,568 17,568 7 Subset of row 5 with 2 years ≤ residual maturity < 5 years 1,666 24,409 26,075 8 Subset of row 5 with 5 years < residual maturity < 10 years 5,234 6,515 11,749 9 Subset of row 5 with residual maturity ≥ 10 years, but excluding perpetual securities 1,686 8,121 9,807 10 10 Subset of row 5 that is perpetual securities 19,160 300 7,775 27,235 Q1 2023 Basel III 1 Description of creditor ranking Common shares Book value Preferred shares Stated value Additional Tier 1 and Limited Recourse Capital Notes Subordinated Debt Par value (1) Bail-in Debt Par value Other Total Liabilities (2) Stated value 2 Total capital and liabilities net of credit risk mitigation 18,732 300 7,775 8,513 73,293 3 Subset of row 2 that are excluded liabilities 25 174 108,613 199 4 Total capital and liabilities less excluded liabilities (row 2 minus row 3) 18,707 300 7,775 8,513 73,119 108,414 5 Subset of row 4 that are potentially eligible as TLAC 18,707 300 7,775 8,513 60,218 95,513 6 10 Subset of row 5 with 1 year ≤ residual maturity < 2 years 18,902 18,902 7 Subset of row 5 with 2 years < residual maturity < 5 years 1,617 28,574 30,191 8 10 9 10 Subset of row 5 with 5 years < residual maturity < 10 years Subset of row 5 with residual maturity ≥ 10 years, but excluding perpetual securities Subset of row 5 that is perpetual securities 5,233 4,763 9,996 1,663 7,979 9,642 18,707 300 7,775 26,782 Scotiabank Supplementary Regulatory Capital Disclosure Page 30 of 88
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