Q3 FY22 Earnings Report

Consolidated Liability mix over last 10 years BAJAJ FINANCE LIMITED 3% 4% 4% 4% 4% 5% 5% 8% 10% 13% 4% 3% 12% 5% 13% 7% 6% 7% 7% 3% 4% 3% 3% 3% 2% 7% 3% 6% 4% 33% 38% 35% 25% 36% 35% 36% 37% 38% 36% 40% 45% 36% 31% 30% 29% 29% 58% 54% 48% 34% 53% 35% 25% 20% 21% 20% 20% 17% 12% 13% 0% 1% 4% 6% 8% Mar'13 Mar'14 Mar'15 Mar'16 Mar'17 ■Deposits Bank Loans (incl. CC/OD/W CDL) Mar'18 Mar'19 Mar 20 NCD Subordinate Debt Mar 21 Short term Borrowings Jun 21 Sept 21 Dec 21 ECB 43

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