Investor Presentation - CNP Assurances Corporate Bond Portfolio and SCR Coverage Ratio

Credit ratios Interest coverage EBIT/debt interest (X) Debt to equity ratio (Debt/Equity + Debt in %) 13.7 9.1 9.3 8.3 10.8 mil 32,0 31,0 30,0 30,0 29,0 29,0 28,0 27,0 28,2 27,8 26,0 25,0 24,0 23,0 22,0 2018 2019 2020 2021 2022 2018 2019 2020 2021 CNP assurances Interest cover improvement to 13.7x, up 2.9 pts A debt to equity ratio increase due to lower total equity 2022 30,8 Unaudited management reporting data Investor Presentation March 23 | 50

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