Investor Presentaiton

Company Overview Improved Profitability Business Overview Key Information Cost and Revenue Growth Momentum Earnings Digital Penetration Well Capitalised & Strong Liquidity Asset Quality Position Strategy • A century Organisation young • 517 Branches & 335 ATMs/CRMS • 9 Zonal Offices • 1.7Mn+ happy customers Presence in 16 states & 4 UTS • Total business of *PAT of Rs 61 Cr -up by 42% QoQ and 14% YoY *PBT up by 41% QoQ and 14% YoY *Operating * NII growth of 45% YOY *Advances grew by 23% YoY *Strong capital *Non interest comfort with a CRAR of 21.63% as on 30.06.2021 *GNPA ratio of 4.88% as 30.06.2021 • on *Deposits grew by income up by 3% 14% YoY YOY *Tier | ratio of 20.24% *CASA Ratio *Net NPA ratio of 3.21% on 30.06.2021 • as * Non Profit surges to Rs 180 Cr -up by 39% on QoQ and YoY basis income interest excluding treasury profit up by 84% YoY reached to 33% * Digital Penetration increases to 86% *Strong liquidity & LCR of 171% *Comfortable leverage ratio 8.37% *PCR of 70% as on 30.06.2021 CSB Bank Investor Presentation Q1 FY22 Over Rs 33500 Cr 6 bancassuance tie ups with industry leaders. CSB Bank

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