UK Platform Transformation Programme

Continued strong solvency position Solvency II ratio 221% Regulatory solvency 31 Dec 2019 (3%) (2%) (1%) (16%) 197% 5% (2%) (25%) 178% PTP and Optimisation Lighthouse provision Profit and other, net OLO and Share buyback Tranches 1 & 2a Interim dividend Regulatory solvency 30 Jun 2020 Unverified profits Note: Percentages may not sum to the totals shown due to rounding. Remaining Share buyback Pro forma solvency 30 Jun 2020 ➤ Solvency II ratio reduced principally due to Share Buyback and Odd-lot Offer ➤ Provides capacity for strategic investments ➤ Liquidity a greater constraint than capital Strong capital position versus peers Quilter 27

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