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Investor Presentaiton

Delivering social impact Our impact focus areas Financial inclusion Employee empowerment Education in communities Objectives Material topics To use the power of technology and product innovation to drive digital financial inclusion in Georgia To be the employer of choice for top talent, providing equal opportunities for development and ensuring the best employee experience based on our values and business principles To give more school students in Georgia access to quality educational infrastructure and opportunities Customer satisfaction Customer protection Financial inclusion and empowerment Product innovation Information security and privacy Key targets for 2023 70K MAU of sCoolApp in December 2023 90K As of Dec 2023 Human capital development Diversity, inclusion, and equity Human rights Financial inclusion and empowerment Product innovation 57K 55K Number of self-employed As of Dec 2023 borrowers as of 31 December 2023 54-62 56 eNPS range Nov 2023 50
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