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Investor Presentaiton

Analysis of Deposits Deposits by Currency (€ bn) 16.38 16.69 1.29 0.29 0.10 16.25 16.30 1.28 0.29 0.10 1.31 -0.27 0.10 1.24 15.01 Dec 19 Deposits by Type (€ bn) 0.28 0.12 Other Currencies 14.58 14.62 14.74 GBP USD EUR Mar 20 Jun 20 Sep 20 Group Financial Results for the nine months ended 30 September 2020 Sep 20 8% 2% 90% 16.69 16.25 16.30 16.38 7.59 7.44 7.62 7.91 Current & demand 41% 48% 1.57 1.65 1.76 1.82 accounts 7.53 Savings accounts 7.16 6.92 6.65 Time deposits 11% Dec 19 Mar 20 Jun 20 Sep 20 Deposits by customer Sector (€ bn) 16.69 16.25 16.30 16.38 Retail 4% 29% 10.15 9.98 10.15 10.22 SME 0.69 0.80 0.71 0.77 0.68 0.79 0.64 0.83 Global Corporate 5% 62% 5.05 4.79 4.68 4.69 Corporate Dec 19 Mar 20 Jun 20 Sep 20 Bank of Cyprus Holdings 82
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