Investor Day 2023
We are beginning to unlock value by transforming the breadth and scale of our data into value-added
products for our clients
JPM PAYMENTS' VAST SCOPE OF DATA...
...COMBINED WITH
OUR TOOLS...
...POWERS KEY USE CASES WITH HIGH CLIENT VALUE
1
Validation Services
50%+ U.S. DDA Payment Accounts
36B U.S. Annual Merchant Acquiring
Transactions
Payments Data Lake
Single source, cloud-native platform
that stores and harnesses the data
0 to 200+ clients
onboarded in <2 years
Extend internationally
through Liink network
2
Optimization Tools for Merchant Acquiring
Improved authorization
~1.3B Unique U.S. Cards
#1 USD Clearing Correspondent Bank
Biometrics and Digital Identity
(in testing)
Lower fraud rates
rates
Tokenization
3
Customer Insights
Tokenize customer data to store in
proprietary secure vault
Una
Combined issuing and
acquiring data
Customized reports with
anonymized insights on
our customers' customers
ė
â 5 Direct access to Third Party Datasets
(e.g., Early Warning Services - EWS)
Strong data governance
and controls
4
Instant Identity Verification
Data is appropriately encrypted,
depersonalized, and aggregated
Test: onboard and
validate identity
Test: face and palm
biometrics
JPMORGAN CHASE & CO.
We continue to build more use cases in partnership with other Lines of Business (e.g., CCB) and our Strategy & Growth Office
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