OPEX Ratio Alignment & Portfolio Valuation Overview slide image

OPEX Ratio Alignment & Portfolio Valuation Overview

INFLATION TO DECELERATE GRADUALLY IN THE 2ND HALF OF 2022 INFLATION Y-O-Y VS. INFLATION TARGET Sources: NBG, GeoStat 16 Headline Inflation 12 8 ∞ 4 O 0 -4 May-16 Jul-16 Sep-16 Nov-16 Jan-17 Mar-17 May-17 Jul-1 Sep-17 Nov-17 Jan-18 Mar-18 May-18 Jul-18 Sep-18 INFLATION COMPONENTS Source: GeoStat Food and non-alcoholic beverages Transport 16 12 Other Core Inflation Target 11.5 Nov-18 Jan-19 Mar-19 May-19 May-19 Jul-19 Sen-19 Sep-19 Nov-19 Nov-19 Jan-20 Jan-20 Mar-20 May-20 May-20 Jul-20 Sep-20 Nov-20 Jan-21 Mar-21 May-21 Jul-21 Sep-21 Nov-21 Jan-22 Mar-22 May-22 Alcoholic beverages and tobacco Housing and utilities Inflation Jul-22 74 7.1 GEORGIA CAPITAL INFLATION TO DECELERATE BUT REMAIN CLOSE TO DOUBLE DIGITS IN 2022 Annual inflation reached 11.5% in July 2022 (12.9% on average in 7M22) and is expected to decelerate in the 2nd half of the year, partially due to the base effect coming into play from July; Food, oil and utility prices have been the main drivers of rising prices throughout the year; Despite GEL strengthening, imported inflation has so far been the most significant driver of rising prices, with global food and energy prices contributing the most to elevated price pressures; Supply side price pressures are no longer abated by weak domestic demand, as the economic recovery has been rapid; Rising prices have been a widespread occurrence, with prices increasing annually on 85% of products in the consumer basket in July, including by more than 5% y-o-y for 69% of products and by more than 10% y-o-y for 49% of products. 8 4 0 -4 > > 2020 VIII IX Georgia Capital PLC | Source: Geostat X IIX ㄡ IX I II IV Λ 2021 VIII IX IX X IIX ㄡˋ I || III ΛΙ 2022 > W 80
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