PitchSend

Investor Presentaiton

Capitalization Capitalization remains healthy Total capital (SARbn) QoQ 129.0 132.6 136.2 135.4 133.9 5 5 5 5 5 15 15 16 14 14 108 112 115 116 114 Total Eligible Capital Movement YTD (SARbn) 15.0 132.6 +1% SNB 133.9 (7.8) (1.2) (3.4) (1.3) +3% +3% -1% -1% 3Q 22 4Q 22 1Q 23 2Q 23 3Q 23 4Q 22 Net income ■CET1 ■AT1 ■T2 Dividend payout Foreign ccy reserve Revaluation reserve Other 3Q 23 Risk weighted assets (SARbn) QoQ 691.3 696.1 705.9 21 60 15 61 611 620 638 Capitalization Ratios (%) 2023 Guidance T1 CAR: 18-19% +1% 19.8% 19.0% 19.3% 684.3 699.6 19.1% m m 31 37 28 37 32 18.7% 19.1% o 18.4% 37 17.9% 18.3% 18.6% 619 630 17.0% O 16.4% 15.6% 16.1% 16.2% +1% +1% -3% +2% 3Q 22 4Q 22 1Q 23 2Q 23 30 23 ■Credit risk Operational risk ■Market risk SNB | 3Q 2023 | Investor Presentation 3Q 22 4Q 22 <--CAR 1Q 23 -O-CET1 ratio 20 23 3Q 23 - Tier 1 ratio 37

View entire presentation