First Quarter Group Results

Performance - By Business Segments . Marginal increase in the contribution of most segments to the group's gross revenue YoY. 3 Months Ended March 2023 (million) Corporates Public Commercial/ SMEs Retail Consolidated Gross Revenue Q1 2023 Corporates 57.0% Public 10.0% Gross revenue Total expenses Profit before tax 153,897 (108,200) 45,697 26,999 58,599 (16,505) (45,847) 10,494 12,752 30,499 (12,837) 269,994 Commercial/ (183,389) Retail SMEs 17,662 86,605 11.3% 21.7% Q1 2022 3 Months Ended March 2022 (million) Corporates Public Commercial/ SMES Corporates 55.3% Public 9.7% Retail Consolidated Gross revenue 105,912 Total expenses (70,413) Profit before tax 35,499 18,578 (10,500) 8,078 40,794 (30,018) 10,776 26,239 191,523 (12,600) (123,532) Commercial/ SMEs 13,638 67,991 21.3% Retail 13.7% © 2023 ZENITH BANK PLC | First Quarter Group Results Presentation to Investors & Analysts | Page 32

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