Investor Presentaiton

Glossary Strategy 4022 results Appendix AIEA AM ANP Average interest earning assets Asset Management Annualised new business premiums AT1 BoCom Additional Tier 1 Bank of Communications Co. Limited, an associate of HSBC LTV MENA Bps Basis points. One basis point is equal to one-hundredth of a percentage point MSS CASA Current accounts and savings accounts NAV CET1 Common Equity Tier 1 NBFI Corporate Centre (CC) Corporate Centre comprises Central Treasury, our legacy businesses, interests in our associates and joint ventures and central stewardship costs NCI NIM CMB CRE CRR Commercial Banking, a global business Commercial Real Estate Customer risk rating NNIA CTA Costs to achieve C&L Credit & Lending PAOS DBS DCM Digital Business Services Debt Capital Markets PBT PD DPS Dividend per share Ppt DTA Deferred tax asset PRP ECL Expected credit losses. In the income statement, ECL is recorded as a change in expected credit losses and other credit impairment charges. In the balance sheet, ECL is recorded as an allowance for financial instruments to which only the impairment requirements in IFRS 9 are applied PVIF SABB ECM EMEA EPS FVOCI GBA GBM Global Banking and Markets, a global business GPB Global Private Banking GPS Group GTRF GSSS HFS HTC&S Equity Capital Markets Europe, the Middle East and Africa Earnings per share Fair value through other comprehensive income Greater Bay Area SEA SPE ROTE RWA T&E IFRS Legacy credit NPS NRFB OCI International Financial Reporting Standard A portfolio of assets including securities investment conduits, asset-backed securities, trading portfolios, credit correlation portfolios and derivative transactions entered into directly with monoline insurers Loan to value Middle East and North Africa, including Türkiye Markets and Securities Services Net asset value Non-bank financial institution Non-controlling interests Net interest margin Net new invested assets Net promoter score Non ring-fenced bank in Europe and the UK Other Comprehensive Income Profit attributable to ordinary shareholders Profit before tax Probability of default Percentage points Performance related pay Present value of in-force insurance contracts The Saudi British Bank, an associate of HSBC Southeast Asia, includes Indonesia, Malaysia, Philippines, Singapore, Thailand and Vietnam Special purpose entity Return on average tangible equity Risk-weighted asset Travel and entertainment TMD Time deposits TNAV Global Payments Solutions (formerly GLCM: Global Liquidity and Cash Management) HSBC Holdings plc and its subsidiary undertakings Global Trade and Receivables Finance Green, social, sustainability and sustainability-linked Held-for-sale Hold to collect and sell UK RFB / RFB UNGP VNB WPB Tangible net asset value HSBC UK, the UK ring-fenced bank, established July 2018 as part of ring fenced bank legislation United Nations Guiding Principles Value of new business written Wealth and Personal Banking, a global business XVAS Credit and Funding Valuation Adjustments 62

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