Investor Presentaiton

COVID-19 CRISIS PPP LOANS PPP Round 1: - PPP Round 2: - Over 600 applications, representing $118 million, processed and approved by SBA (limited to existing clients and key prospects) and over $4.2 million in fees received 420 loans totaling $68 million originated to date and $2.7 million in fees received as of March 31, 2021 Forgiveness Received over $60 million, or 50% in forgiveness for Round 1 ✓ Recognized over 70% of PPP Round 1 fee income through March 31, 2021 Liquidity and Earnings Impact Continued high level of deposits with limited opportunities to invest excess funds ✓ Cost of Funds continues to decline, reaching 11bp in Q1 of 2021 11

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