Investor Presentaiton
GROUP
QUARTERLY INCOME STATEMENT BY CORE BUSINESS
International Retail Banking
French Retail Banking
and Financial Services
Global Banking and Investor
Solutions
Corporate Centre
Group
In EURM
Net banking income
Operating expenses
Q123
Q122
Q123
Q122
Q123
Q122
Q123
Q122
Q123
Q1 22
1,932
2,170
2,206
2,071
2,758
2,755
(225)
47
6,671
7,043
(1,664)
(1,698)
(1,108)
(1,083)
(2,043)
(2,172)
(242)
(178)
(5,057)
(5,131)
Gross operating income
268
472
1,098
988
715
583
(467)
(131)
1,614
1,912
Net cost of risk
(89)
(47)
(91)
(325)
(5)
(194)
3
5
(182)
(561)
Operating income
179
425
1,007
663
710
389
(464)
(126)
1,432
1,351
Net income from companies accounted for by the equity method
2
1
1
(2)
2
1
0
0
5
0
Net profits or losses from other assets
Income tax
5
0
(1)
2
0
0
(21)
0
(17)
2
(48)
(111)
(254)
(165)
(139)
(76)
113
19
(328)
(333)
Non controlling Interests
0
(1)
189
137
8
12
27
51
224
199
Group net income
Average allocated capital
Group ROE (after tax)
138
316
564
361
565
302
(399)
(158)
868
821
12,392
11,822
10,564
11,026
14,562
14,127
18,554(1)
17,789(1)
56,072
54,764
5.0%
5.1%
(1) Calculated as the difference between total Group capital and capital allocated to the core businesses
NB: 2022 figures restated in compliance with IFRS 17 and IFRS 9 for insurance entities
SOCIETE
GENERALE
1ST QUARTER 2023 RESULTS | 12 MAY 2023View entire presentation