Q3 FY22 Financial Highlights slide image

Q3 FY22 Financial Highlights

IndusInd Bank at a Glance III ال 5th Largest Private Bank with Disproportionately Large Distribution Network *2,28,583 cr Loans *2,84,484 cr Deposits Diversified Across Products and Geographies 31 mn Customers Across Segments Universal Banking Approach with Diversified Loan & Deposit Mix 54:46 Loan Mix Retail VS Wholesale 5,706 Branches/Outlets PAN India Network 42% CASA Stable Low-cost Deposits Innovative Digital Approach Overall Digital Transaction Mix at 92% Strong Domain Expertise Long Vintage across Cycles Vehicle Finance 27% of the Loan Book Micro Finance 12% of the Loan Book Gems & Jewellery 4% of the Loan Book Robust Balance Sheet with Strong Capital Adequacy & Contingency Buffers 18.06% CRAR Tier 1: 16.37% | Tier 2: 1.69% (excluding 9M FY 22 PAT) 137% Average LCR Well above regulatory requirement 72% PCR GNPA 2.48% | NNPA 0.71% Strong Profitability amongst highest in the Industry 4.10% Net Interest Margin 2 41.59% Cost to Income 5.90% Operating Profit Margin to Loans IndusInd Bank
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