BANK OF GEORGIA Financial Performance and Strategy
Revenue cont'd
Net fee & commission income
Net Foreign
Currency
GEL mln
related income
14
decreased by
12.2
11.6
12.0
42.6% in
12
10.9
10.9
11.1
10.2
10.2
2009, due to
10
the decline in
trade activities
8
Net foreign currency related income
in Georgia by
c.30% &
9
operations
GEL mln
increased by
3
34.3 % in 2009
exceptionally
4
high FX
2
Income in
Ukraine in
0
Q4 08
Q1 2008 Q2 2008
Q3 2008 Q4 2008 Q1 2009 Q2 2009
Q3 2009
Q4 2009
Income from
documentary
Income from documentary operations
+62.1%
2.3
2.3
2.3
GEL mln
16
14
12
10
8
13.2
10.4
9.4
14.9
8.8
7.1
6.5
Ilm
6
5.2
4
2
0
Q1 2008
Q2 2008
Q3 2008
Q4 2008
Q1 2009
Q2 2009 Q3 2009 Q4 2009
Other non-interest income
GEL mln
14
12
10
2
Net Other
1.9
1.7
1.8
8
Non-Interest
1.4
Income
2
1.4
increased by
4
126% in 2009,
1
mostly due to
the increases in
brokerage and
1
3.8
3.7
3.0
0.2
8:3
8:3
6
4.7
1.0
1.9
3.3
1.3
3.6
1.9
3.4
1.8
0.4
8:3
1.3
1.6
0.1
5.1
4.9
5.0
2
3.2
3.0
2.5
1.7
1.6
0
-0.4
-0.4
0.0
-1.1
-0.5
-2
-3.4
insurance
Q1 2008
Q2 2008
Q3 2008
Q4 2008
Q1 2009
0
Q2 2009
Q3 2009
Q4 2009
-4
income
Q1 2008
Q2 2008 Q3 2008
Q4 2008
Q1 2009
Q2 2009
Q3 2009
Q4 2009
-6
Lobko
BANK OF GEORGIA
www.bog.ge/ir
■Net Insurance Income
Asset Management Income
Other
Brokerage Income
Realized Net Investment Gains.
April 2010
Page 32View entire presentation