Investor Presentaiton

Bank of Åland - a Relationship Bank with Focus on Private Banking and Premium Banking Customers · • Established in 1919 on Åland Islands Listed since 1942 on NASDAQ OMX Helsinki Total assets of EUR 6,035 M, as of December 31, 2020 9 • · An Overview Actively managed assets of EUR 7,436 M, as of December 31, 2020 Approximately 800 full time employees • Operations in the Åland Islands, Finnish mainland and Sweden The Vision How we do it • • • More than 200,000 customers and top-ranked in customer loyalty A long-standing tradition of stability and very low credit losses At the forefront for introducing new products in Finland Create value for ambitious individuals and companies that appreciate relations: • Private Banking since 1982 • Premium Banking since 2004 • Partnership Banking since 2016 Delivering a large bank's range of services with a small bank's thoughtfulness and good sense Bank's customer surveys show that also during Covid-19 customers continue to appreciate Bank's expertise, personalized service, high ethical standards and sustainability work ÀLANDSBANKEN

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