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Investor Presentaiton

Building an optimal business portfolio Build an optimal business portfolio for sustainable growth by focusing on growing profits in the three customer businesses led by retail and by strengthening risk/return management Change in business portfolio due to organic growth Global Market/other Trust Assets 5% 7% Corporate overseas (incl. UNBC) 15% FY06 forecast net operating profit approx. ¥1.6 tn Corporate domestic 47% Retail 26% Global Market/other about Trust Assets about 5% 5-10% Retail about Corporate overseas (incl. UNBC) about 10-15%*1 30-35% FY09 target approx. ¥2.5 tn Corporate domestic O MUFG about 40-45% *1 Targeting 20% overseas including non-organic Key points on organic growth High growth/Reforming business model High growth/Promoting growth Retail Securities and Securities intermediation Overall customer assets (Yen deposits, investment products, insurance) Consumer finance Corporate CIB Securities intermediation Settlement business Overseas business Real estate Trust Assets Overseas assets Pensions Investment trust management/administration Low growth/Pursuing efficiency Housing loans Privately-placed bonds 18
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