Investor Presentaiton

Diversified Sourcing & Expanding Business Leads Conventional Nirman: 890k ATL: 120k BTL: 400k Non-Conventional Digital: 500k Mitra: 46k Sampark: 2k Saathi: 18k Website: 85k Aavas+: 56k 1 cr. salesforce Digital Sourcing NIRMAN Part Disbursement All 346 branches Live! 100% 100% leads through Nirman 75% + digitally Ticket Size Range Digital Channel 10% of overall disbursement 3 lakhs Alternate Sources साथी SAMPATK MITRA 39%+ leads Aavas FINANCIERS LTD SAPNE AAPKE, SAATH HAMAARA Ability to cater across segments while focusing on Small-Ticket Affordable Housing segment HIG & affluent 9.5% Core+ MIG HIG/MIG (ULB) APF MSME LIG Affordable (ULB) ATS: 10 lakhs EWS Yield Range 22.0% Core focus on serving EWS and LIG segments with capabilities to underwrite the entire pyramid Industry Core focus Expansion potential 22

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