Investor Presentaiton

O pnb Non Interest Income Crore Q4' Q3' Q4' YoY Variation YOY SI. Parameters FY19 FY20 FY 19 FY 20 FY20 Amt. % Gr. % A Fee Based Income 1003 980 1073 70 7.0 4225 4341 2.7 1 Processing Fees 113 58 128 15 13.1 623 649 4.1 2 LC/LG Income 169 178 169 0 -0.1 676 664 -1.7 3 Income from Ins & MF 76 60 74 -2 -2.9 233 243 4.6 4 Govt. Business 50 34 51 1 2.4 124 144 15.9 5 Exchange Profit 102 83 122 20 19.4 509 439 -13.7 6 Misc. Fee Income 493 567 529 37 7.4 2061 2201 6.8 B Trading Profit 252 203 407 156 61.8 1093 1632 49.3 C Realization in write off A/C's 545 1194 1006 460 84.4 1808 3095 71.2 D Income from Dividend 16 6 35 18 110.0 149 154 3.6 E Other Non intt Income 73 22 9 -64 -87.9 103 52 -48.9 Total Non Interest Income(A to E) 1889 2405 2529 640 33.9 7377 9274 25.7 2 Profitability Page 25

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