Quarterly Trended Statement Of Operations slide image

Quarterly Trended Statement Of Operations

Commercial Activities Quarter-To-Date Ended June 30, 2022 ($ in 000's) 2022 2021 Total Commercial Activities C&I CRE Total Commercial Activities C&I CRE Total Commercial Activities Dollar Increase/ Percentage (Decrease) Net interest income 75,795 84,747 $ 160,542 72,491 82,783 155,274 5,268 Non-interest income 14,317 7,691 22,008 18,617 15,161 Credit losses expense / (benefit) 8,622 4,550 13,172 (20,721) 2,573 Total expenses 64,700 29,410 94,110 62,903 29,138 Income/(loss) before income taxes 16,790 58,478 75,268 48,926 66,233 $ 33,778 (18,148) 92,041 115,159 (11,770) 3.4% -34.8% 31,320 172.6% 2,069 (39,891) 2.2% -34.6% Year-To-Date Ended June 30, 2022 ($ in 000's) Net interest income Non-interest income Credit losses expense / (benefit) Total expenses Income/(loss) before income taxes Total assets Santander 2022 2021 Total Commercial Activities C&I CRE Total Commercial Activities C&I CRE Total Commercial Activities Dollar Increase/ (Decrease) Percentage 143,457 163,182 $ 306,639 30,257 23,031 53,288 146,266 35,019 168,066 314,332 (7,693) -2.4% 20,777 55,796 (2,508) -4.5% 12,256 (14,788) (2,532) (52,062) 4,349 (47,713) 45,181 94.7% 132,187 29,271 $ 58,609 142,392 $ 190,796 171,663 126,163 107,184 $ 57,163 183,326 7,470 4.1% 127,331 $ 234,515 $ (62,852) -26.8% 6,661,483 18,481,532 25,143,015 7,470,239 17,792,008 25,262,247 (119,232) -0.5% 24
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