Tokyo Investor Day

MANAGEABLE EXPOSURE TO INVESTMENT OF NET INSURANCE CASH FLOWS Annual Net Insurance Cash Flows (1) ($ billions) Japanese Yen (2) $5.3 U.S. Dollar $2.3 Australian Dollar(2) $2.0 1) For the year ended December 31, 2015, represents premiums, policy charges and fees and investment income, less policy benefits and expenses, on in-force and new business. Excludes investment portfolio maturities, prepayments and sales, derivative settlements and capital transactions. 2) Presented in USD based on average currency exchange rates. Prudential 8

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