Investor Presentaiton

Diverse Loan Portfolio Loans held for investment at 9/30/2023: $901.7 million CRE I & CRE II ratios: 91.0%, 307.4% LOAN MIX C&I 22% Agriculture 2% Consumer & Other Construction 2% 14% Farm 4% 1-4 Family 9% Multifamily 1% CRE-NOO 31% CRE-OO 15% LOANS BY MARKET Other Colorado 13% Colorado Springs 7% New Mexico 4% Denver MSA 53% Pueblo 17% Boulder 6% IN 8

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