BGEO Group Financial Update

Diversified foreign trade Import of goods and services Export of goods and services 12,000 8,000 7,175 7,038 10,000 10,016 7,000 9,133 9,259 1,725 6,000 6,021 1,091 883 8,000 7,988 7,471 1,447 1,562 5,242 914 1,265 5,000 5,879 1,246 688 6,114 4,034 6,000 2.984 3,043 5,248 4,000 3,658 935 1,093 3,163 4.376 282 3,183 455 2.562 978 3,000 2,500 2,019 4,000 3,267 733 217 229 2,000 1,825 399 1,426 2,472 636 6.224 6,723 7.685 7,697 8,290 2,152 1,271 1,641 1,626 2,000 1,252 107 197 1.107 1.329 486 1,986 4.944 5,021 738 913 3,643 4,270 571 2,631 1,000 484 740 996 1,307 1.390 1,839 2,106 1,625 1,938 2,535 2.545 3,100 3,112 0 0 2003 2004 2005 2006 2007 2008 2009 2010 2011 2003 2012 2013 2014 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 ■Goods imports, US$ mn ■Georgia originated exports, US$ mn ■Services imports, US$ mn ■Serveces exports, US$ mn ■Re-exports, US$ mn Source: NBG - BOP statistics Imports, 9M15 UAE 3% Japan 3% USA 3% Ukraine 6% Azerbaijan 7% Russia 7% Exports, 9M15 Source:, NBG-BOP statistics Oil imports 9M15 imports US$504.2mln, down 27.5% y-o-y Canada 3% 1,200 100% Other 13% EU .33% Other 17% EU 29% 951 954 1,000 911 918 80% 762 Uzbekistan 4% 60% 800 697 556 555 40% 600 443 20% USA 5% 336 400 0% 186 200 105 -20% China 5%. 0 -40% Azerbaijan 12% 2003 2011 2012 2013 2014 Turkey 17% Russia 7% China 8% Turkey 9% Armenia 9% Oil imports, US$ mn Oil imports, % change, y/y Sources: GeoStat Sources: Geostat, Galt & Taggart Research Holding company of BANK OF GEORGIA BGEO www.bgeo.com GROUP November 2015 page 57

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