Global Wealth Management Overview
1.75%
1.75%
1.50%
1.25%
1.00%
0.92%
0.75%
0.50%
0.25%
0.00%
2001
2002
2003
2004
1.27%
2005
Historical PCL Ratios on Impaired Loans
1.50%
1.25%
1.00%
0.75%
0.50%
0.25%
0.00%
0.31% 0.30% 0.27% 0.28% 0.22% 0.20% 0.19% 0.23%
1.75%
1.50%
1.41%
1.25%
1.00%
0.77%
0.75%
0.50%
0.25%
0.00%
2001
2004
2005
0.44%
0.23% 0.23% 0.23%
0.25%
0.18%
2005
2006
2006
2007
2006
2007
2008
ALL BANK
1,2
0.57%
0.59%
0.47%
0.25%
0.34% 0.36% 0.32%
0.40% 0.42%
0.50% 0.45% 0.43% 0.49% 0.56%
0.24%
0.14% 0.11% 0.12%
INTERNATIONAL BANKING
1.00%
0.90%
0.86%
0.75% 0.75%
CANADIAN BANKING1
2013
2013
2014
2015
2016
0.37% 0.35% 0.28% 0.23% 0.18% 0.23% 0.23% 0.28% 0.29% 0.24% 0.28% 0.34%
1 Provision for credit losses on certain assets - loans, acceptances and off-balance sheet exposures
22002: Included $454 million related to the Bank's exposure to Argentina; 2009: Higher PCLs driven by economic conditions, event distributed across business lines. Higher general allowance and
sectoral allowance (automotive related)
2014
2015
2016
2017
1.27% 1.24% 1.26%
1.21%
1.29% 1.29%
54
2018
1.44%View entire presentation