Investor Presentaiton

Streamlining our brands Broker Channel Growth and innovation will be accelerated in 2015: Increase investments in advertising, technology and product development • Launch a new 50+ product for brokers and their customers • • Direct Channel Grey Power will be rebranded as belairdirect and the two operations will be united Customers of Grey Power and belairdirect will begin to benefit from new product and service offerings as a result of sharing between the two companies • CDI brand well-regarded in Western Canada CDI DPW = $143M [intact] INSURANCE DPW = $6.4 billion belairdirect. DPW = $662M GREY POWER DPW = $185M Intact Financial Corporation [11]

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