HLB FY2022 Financial Highlights

Asset Quality Upholding solid asset quality with sufficient loan/financing impairment coverage Gross Impaired Loans/Financing (GIL) 1.62% ... 1.64% 1.59% ..... 1.54% 1.43% Hong Leong Bank Loan/Financing Impairment Coverage (LIC) 317% 282% 212% 0.87% 188% 247% 0.78% 0.61%. 159% 212% 0.46% 0.49% RM'mil 142% 118% 89% 1,126 1,071 890 98% 820 717 91% 85% 113% 109% FY2018 FY2019 FY2020 FY2021 FY2022 FY2018 FY2019 FY2020 FY2021 FY2022 GIL GIL ratio • Industry GIL Ratio LIC LIC (including security value) Industry LIC HLB FY2022 ended 30 June 2022 12

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